FINANCE OPTIONS

YOU CAN CALL US NOW ON 01454 419310 TO APPLY OR GET FURTHER DETAILS

# Please note # Finance Option only available on orders over £500

IMPORTANT:

Please note, in order to apply for finance with way2pay you must:

•Be aged 18 or over

•Be a permanent UK resident (minimum 3 years)

•Be in full-time employment (i.e. 16 hours or more per week) OR

•Self-employed OR

•Retired and over 50 years of age OR

•In receipt of an invalidity or disability allowance

Credit is subject to status to UK residents aged 18 years or over. Credit arranged by the Finance Factory uk, credit license no: 620 723

Because we are unable to process your order until we have received your signed credit agreement, lead times may be slightly longer. We apologise for any inconvenience this may cause.

Way2pay can offer you the best finance solution to suit your needs, so you get to choose the loan value and even better how long you wish to pay it back over. Most importantly you’ll get the apr you deserve, so if you’ve got excellent credit history you’ll benefit from low a apr.

Interest bearing finance

You can spread the cost of your purchase over 36 or 48 months and pay no deposit with our interest bearing finance. Here’s one example for you to see how much you could pay:

£699 cash price, 36 monthly repayments of £25.21, total amount payable £907.65, typical APR 19.9%

Why has my application been referred?

In most cases we are able to make a decision based on the application details submitted. However there are some occasions when we require either further information about you or we need to re-confirm some of the original information supplied in order for the correct decision to be made on the application. In all cases please ensure that the information requested on the credit application is correct and up-to-date.

Why was I declined?

Unfortunately due to the data protection laws Way2Pay are not given the reason why a customer is declined for credit. However if you wish to find out more about your credit status we advise that you contact the consumer credit agency, Experian or Equifax. Their website addresses are;

www.experian.co.uk

www.equifax.co.uk

What is the deferred period on my credit agreement?

The deferred period is the period where no payments are requested by the finance company. However during that period if you wish to make payments to the credit balance you can by contacting the finance company directly, Their contact details will be on your credit agreement.

Will I incur additional charges if I choose to settle in full after the deferred period?

You may incur additional charges if you decide to settle the balance in full after the deferred period. If you wish to pay off the agreement before the end of the term you should contact the finance company to request an accurate settlement figure.

When will I start making the direct debit payment and will I be notified?

The finance company will send you a ‘welcome’ letter advising you of their contact details and when the first direct debit payment is due.

I have changed my mind and wish to cancel my credit agreement, how can I do this?

If you no longer wish to purchase the goods and therefore wish to cancel your credit agreement please contact us. We will then arrange to cancel the agreement with Way2Pay

Phone: 0844 335 0355

Email: info@way2pay.co.uk

CALL US NOW ON 01454 419310 TO APPLY